$100,000
Policy-limit recovery
Woman, 46 · Hit-and-run
She was rear-ended in a hit-and-run and broke her right arm at the wrist. The driver who hit her fled the scene, and no police report was ever made. Every firm she called turned the case down, because with no at-fault driver and no report, they saw no way to get paid. Moe saw it differently. He signed her, opened an uninsured-motorist claim with her own insurance, and made the case that she could not possibly have been at fault: the damage to her vehicle was clearly from behind, and witnesses had seen the other driver speeding off. He kept the pressure on until the insurer agreed, and secured her a policy-limit settlement of $100,000. She was thrilled with the outcome on a case no one else would even take.
$105,000
Included future medical care
Man, 56 · Rear-end collision
He was rear-ended hard by an at-fault driver and broke his sternum, left in real pain through no fault of his own, and he carried no insurance of his own. What made it worse was his first attorney: he could not get a call back, could not get through, and the staff kept brushing him off. When he reached Moe, things were different. Moe answered the phone himself, day and night, took the time to answer every question, and made him feel like he was finally in good hands and could reach his lawyer any time. Even with no coverage of his own to fall back on, Moe secured him a $105,000 settlement for his hospital bills, and built in money for future care and treatment he might still need. He was grateful he had trusted Moe to handle it right.
$25,000
Policy limit + vehicle reimbursed
Man, 53 · Highway collision
He was cut off on the highway and struck by an at-fault driver turning into his lane, and came away with moderate back and neck pain that would not resolve on its own. He had never been in an accident before and was unsure how any of it worked. Over about four months of care with his medical providers, he steadily improved and most of his pain went away. Throughout, Moe stayed on top of every detail and explained each step in plain terms anyone could follow, so his client always knew where things stood. Moe argued to the insurance company that he deserved the tendered policy limit, and recovered $25,000 for his pain and suffering. His totaled vehicle was reimbursed as well, and he was grateful the case was handled the way it was.
$75,000
After a $900 offer, via UIM
Man, 68 · Rear-end collision
An older client with pre-existing back problems, documented in MRIs over the prior three to four years, was rear-ended at a stoplight by an at-fault driver. The at-fault insurer offered just $900, the value of his one emergency-room visit, and treated the case as closed. Moe took it over and guided him into the treatment he actually needed to relieve the back pain the crash had aggravated. His client made strong progress and, after about five months, felt he no longer needed care. Moe secured the at-fault driver's $25,000 policy limit, then opened an underinsured-motorist claim on his client's own policy and recovered an additional $60,000 for his pain and suffering. That brought the total to $75,000, far above the $900 the insurer first put on the table.
$30,000
Policy limit
Man, 20 · Head-on collision
A younger client with no prior injury history was hit head-on by an at-fault driver traveling at dangerously high speed. He broke his right femur and his right ankle, and went through surgery and a long course of treatment. It was a hard road, but he ultimately walked normally again, with no weight-bearing restrictions. Moe secured the at-fault driver's full $30,000 policy limit for him. Moe was candid about one thing: had his client carried underinsured-motorist coverage, he would have been a strong candidate for significantly more compensation given the severity of the injuries, but that coverage was not in place. It is the kind of straight, honest guidance Moe gives every client, so they understand exactly where their case stands.
$30,000
Policy limit + vehicle paid
Man, 33 · Red-light T-bone
A younger client was t-boned at an intersection when the at-fault driver ran a red light and hit his car hard. His head struck the window and the steering wheel, and he blacked out, unconscious for a moment after the crash. The at-fault driver first tried to flee, could not because his car had broken down, and then called relatives to the scene to pose as witnesses and pin the blame on Moe's client. The insurance company believed their own driver. Moe went and found the real witnesses, whose accounts, along with the client's girlfriend who had been a passenger, backed up exactly what happened. The staged witnesses could not hold up. It took several months of pushing, but Moe flipped liability and secured the full $30,000 policy limit. His client, who had also suffered a seizure at the hospital from the head trauma that day, had his vehicle fully paid for as well.
$30,000
Policy limit
Man, 72 · Rear-end collision
He was a passenger when the vehicle he was riding in was rear-ended on the highway, and the impact left him with back and neck injuries. His medical records showed a pre-existing back condition, the kind of history insurers routinely use to knock down or deny a claim. Even with only two hospital visits on record, Moe made the case that the collision had severely aggravated the prior condition, and argued it for full value. He secured a $30,000 policy-limit settlement for his client's pain and suffering.
Past results do not guarantee a similar outcome. Every case is different and depends on its own facts.